Leal, Alan Marques Miranda, e Mariana Aparecida de Oliveira Haase. “Instant Payments and Banks: The Impact of Pix on Bank Branches in Brazil”. Revista Economia Ensaios 40, no. 1 (julho 17, 2025). Acessado janeiro 29, 2026. https://seer.ufu.br/index.php/revistaeconomiaensaios/article/view/70825.